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Home  /  House and Home  /  Buying your Own Holiday Home -What to Consider Before you Buy

Buying your Own Holiday Home -What to Consider Before you Buy

Linda Blair July 08, 2021 House and Home Leave a Comment

We all enjoy a good holiday and for many of us, having the opportunity to be able to just head off on a week or a weekend away whenever we felt like it would be perfect! As well as having had the pandemic to deal with this year, many of us have missed out on holidays, meaning that there are a lot of people who are considering not only booking a holiday, but the possibility of owning a holiday home that you can go to whenever the mood takes you! If this sounds like you, here are somethings to think about before you go ahead with searching for your perfect holiday home from home…

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The first thing that you should think about are the reasons that you want a holiday home – for example, do you want it for just yourself or will you use it to generate an income and rent it out sometimes too? These are the questions that will influence the type of home that you might buy, as well as the location of it.

You also need to think what you want from it – do you want to have a retreat away from it all, a place by the sea, or somewhere within one hour of your current home so that you can drive to it straight from work on a Friday. Think about the travelling time and transport in the area, as well as the facilities that are within easy reach of the area. Things like bars and restaurants and shops might be something that tourists will look for in the local area, so if you are thinking of purchasing the property to rent out to holiday-makers then you will want to do a bit of market research to make sure that it is a successful venture.

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As well as thinking about the property itself, consider the financial side of the property and purchasing it. You may well need to get a mortgage to pay for it, so shop around and look at your options to ensure that you get the best mortgage deal for you. As well as the purchase of the property itself, there are additional costs too.

The usual costs associated with purchasing a property will all apply when buying a holiday home – estate agents fees, solicitors and conveyancers like this building surveys Birmingham company Sam Con, and of course stamp duty, which is higher on a second home.

As well as the costs of purchasing the property, there are also costs to maintain it so it is also a good idea to look into what these will be to ensure that you can afford the upkeep of the property. Council tax is one expense, but it is also worth remembering the fact that you will need to afford the upkeep and maintenance of the property, as well as any renovation costs for work that you might want to do when you buy it.

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Linda Blair

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